Would having early access to your pension pot encourage you to save more for your retirement? Is that, really, why we as a nation don’t save enough into our pensions? The Department for Work and Pensions estimates that seven million working age people are not putting enough aside for their retirement. It has been suggested…

On Monday the body charged with proposing measures to prevent future financial meltdowns – the Independent Commission on Banking (ICB) – released its hotly-anticipated interim report. It was perhaps with some irony that the ICB’s website suffered its own collapse – such was the online interest from surfers, all keen to read for themselves the…

Since last year’s emergency budget there has been somewhat of a chasm if you’ve wanted to put some tax-free cash aside for your child to access in young adulthood (you’ve still been able to pay into a pension for your child tax efficiently, but of course, under current rules, they can’t access this until they…