The mobile phone market has come a long way since the days when top ups had a 28-day window in which had to use up all of your talk-time and texts. It seems scarcely credible that companies were able to get away with such a system, but they did and I remember friends of mine…

“Who gives you extra? Who, who, who, who?”. Ah, those immortal lines sung by now ex Halifax employee Howard Brown to the tune of that modern-day classic “Who let the dogs out?”. I’ll be honest; I didn’t think much of it at the time – although the lyrics remain burnt into my subconscious… Giving you…

The news that National Savings & Investments (NS&I) has pulled the plug on its inflation linked accounts has been met with much gnashing of teeth. In one sense, the reaction is entirely understandable. An equation of tax free returns, inflation beating rates and 100% security stands tall amongst the current savings market. Some people have…

News broke this week that some ‘higher risk’ customers at Bradford & Bingley and Northern Rock Asset Management, are being called and asked to review their spending habits. UK Asset Resolution, the company that manages the ‘bad’ part of Northern Rock and Bradford and Bingley, has been telling some borrowers to drop non-essential spending and…