How many times has this happened to you at the till: “Thank you sir. Would you be interested in saving 10% off your purchase today?” Well, yes I would – but not by taking out your expensive store card! At the young and impressionable age of 18, a store card was my first experience of…

Inflation went down in October, a 0.2% drop for both the Consumer and Retail Prices Indices (they’re now 5.0% and 5.4% respectively). That’s the first time that inflation has let up since June, in a year that has been torrid for hard-hit families, savers and pensioners alike. The official inflationary target that the Bank of…

The last week has undoubtedly been the most testing week in the history of the Euro, possibly the European Union too. We’ve seen Greece vacillate from bailout to referendum to bailout again in an expensive farce that saw Prime Minister George Papandreou lose all credibility. And then the focus shifted quickly to Italy, Italy who…

After losing a collective £7 billion in compensation claims for mis-sold payment protection insurance, one would think banks and building societies would take a more cautious approach to anything involving the sale of insurance policies. Yet as the furore over the biggest consumer scandal of the past decade finally dies down, another product seems to…

From 1 November, parents will be able to put money into a Junior ISA for their child. The scheme excludes all those children who have a Child Trust Fund – or CTF (if your child was born between September 2002 and January 2011 they will have a CTF). Junior ISAs have launched with less of…