Figures released by the Office for National Statistics on Wednesday estimate that the UK economy contracted by 0.2% in the final quarter of 2011. In a month that has been worse than usual for stories of economic woe, this is hardly the news we all wanted to hear – even if it wasn’t entirely unexpected….

Still weathering the effects of the New Year, there’s every chance that the 3 January announcement about beefed up powers for credit unions will have gone unnoticed by many of us. But given the current make-up of the personal finance market – and the potential for change that the new powers could have – it…

So long ago was the deal for Santander to acquire 318 branches of Royal Bank of Scotland announced that you’d be forgiven for having forgotten all about it. But if you’re a customer of one of the RBS branches that will be swapping its Scotland blue frontage for the deep Spanish red of Santander, it…

In writing this I’ve broken one of my cardinal rules: never post about the same subject twice in a row.  It makes you sound like a broken record, or even worse – that you have an axe to grind! But news this week has forced my hand to write once more about payday loans. My…